ITSAL-INVEST crowdfunding dictionnary
Added value: This is a capital gain, positive difference between the selling price of an asset and its original purchase price. The gain can be potential (if not yet realized) or performed (if collected). The negative difference is itself called depreciation.
Business Plan: Business plan or development plan, is a document that models the most probable future for the company. It should make it possible to point out the parameters likely to vary significantly for the value of the investment and thus understand the risks.
Business Valuation: Calculation of the financial value of the enterprise based on its past and/or its development potential performance. Different valuation methods exist (DCF, comparable transactional references). For early start-ups an average valuation is primarily an assessment of the ability of the company and management team to complete the project, competition, and the strengths and weaknesses of the company is taken into account.
Campaign: The entire process is called a fundraising campaign.
Community: Communities are made up of all members on our platform and our partner platforms. They interact with each other, share and use information related to their interests or profession.
Contributor: it is a physical or legal person who provides the company with a donation in exchange for a product or service. Example: advance purchase of goods for a participatory campaign financing.
Crowdfunding: Financing or financing by the 2.0 crowd is made ??to appeal to a large number of people to finance a project. There are several types: donation, reward, lending and equity.
Crowdlending: Lend money to companies. These loans may be with or without interest.
Crowdsourcing : is a pooling of resources from a large group of people.
Development phase: Comes after the seed stage to growth companies. The goal is to develop products and services as well as marketing and finally finance development in other countries.
Due Diligence: A procedure that aims to make an investigation of a company (economic accounting aspects, strategic, legal and tax.) before a financial transaction or acquisition.
Donor: legal status of a contributor who participates in a donation project.
Equity: They represent the accumulation between the funds provided by the shareholders at the incorporation of the company or at the latest during the capital increase. They are also composed of undistributed dividend income over time.
Equity Crowdfunding: Equity crowdfunding is a way for companies to raise capital through a large group of people, each contributing a sum of money in exchange for equity.
Equity indicators: Dashboard with all key data about a fundraising capital
Fan base: A company’s social network (Facebook, Twitter, LinkedIn etc.)
Feasibility threshold: Threshold for the operation where it’s feasible for the company to raise the required funds. In France, funds collected must achieve at least 75% of the predetermined goal.
Fundraising: Is the process of soliciting and gathering voluntary contributions of money or other resources.
Indicators donations: Dashboard with all key data on anticipated sales.
Investor: An investor is an individual who invests in business capital. It provides stable capital to a company. Generally, an investor is looking for long-term rather than the short term when investing.
Liquidity: The liquidity in a security is the ability to buy or sell fairly quickly without changing the value.
Pitch: The pitch refers to the presentation or project summary. This can also be a short presentation of the management team.
Payment service provider (PSP): Company accredited allowing others to accept online payments (credit cards or other). The SPP is paid over a% levied on all electronic money movements transferred.
Share premium: The difference between the issue price of a security at a capital increase and its nominal value.
Shareholders' agreement: Is a written contract, modified by amendments unanimously signed between the shareholders and investors of a company, which complements the articles of association and is intended to guarantee rights, signatories and define their commitments according to the clauses it contains. It lays the ground rules for relations between the major shareholders, in terms of division of powers, protection of minority and evolution of shareholding.
Subscription Period: Period during which investors can invest capital in the company that has decided to raise funds.
Seed phase: Part of venture capital that occurs at the start of the activity; for companies in the launch phase. The objective is to prove the concept and carry out feasibility studies.
Statutes: Document that defines the rules for the functioning of society, especially in relations between the partners, among partners, and society, and between the company and third parties. The statutes shall determine the legal nature of business.